Risks
Indon - NIM is too high but sustained for 15 years
65% of CASA deposits with the 3 banks, very strong
Thailand - SME loan book risk
NPL ratio and debt servicing not so good
Sg - oil and gas, China exposure
Malaysia - dangerous, bad debts rising
NPL ratio and debt servicing is worst
Phils - ok
Saving grace: healthy Tier 1 ratio and loan loss reserves
No comments:
Post a Comment