OCBC

Entry at 7

Sales S$10bn
NP 3.5bn
NIM 1.7%
Net interest income 5.2bn, non interest 2.5bn
Insurance: 30% of total non-interest income
Cost to income 40%
CET1 11.8%

Subsidiaries: Great Eastern, OCBC Malaysia, OCBC NISP (Indon), OCBC Wing Hang and Bank of Singapore (AUM S$77bn)


Stocks holdings account for 50% of market cap
Great Eastern SGD 8bn
Sinar Mars SGD 1.4bn
United Engineers SGD 260m

Loans by geography
88b Singapore
29b Malaysia
17b Indonesia
56b Greater China
11b Other Asia Pac
10b ROW
211b Total

Loans by sector
7b Agri
12b Transport
34b Building and construction
13b Manufacturing
27b Financial Institution
26b Commerce
23b Pros and Indv
56b Housing
10b Others
211b Total

Total deposits S$246b CASA ratio 46%

6% of loan book to O&G